The Jet Bank Mastercard Credit Card is a virtual card with a credit limit approved by the Bank for your personal needs.
You can use it for online purchases, in-store payments and cash withdrawals at ATMs that support virtual card transactions, in Albania and abroad. As you repay the principal used, the corresponding credit becomes available again.

You may qualify for a credit limit of up to three times your declared net monthly salary, capped at:
• ALL 4,000,000
• EUR 40,000
Your approved limit depends on your income, ability to repay, existing financial obligations and the Bank’s lending criteria. The Bank may approve a lower limit than the amount requested.

Apply directly through the Jet Bank app by selecting your preferred currency and credit limit. You can apply in ALL or EUR even if you do not have a current account in the corresponding currency.
Once approved, sign the documents electronically and activate your card in the app.

Each month, you can repay your balance in full or pay at least the Minimum Payment by the 15th of the following month.
The minimum payment is 5% of the amount borrowed and still unpaid, plus billed interest and charges.
You can find the amount payable and the payment due date in your monthly statement in the app.

Find information about the interest rate, interest-free period, fees and conditions for using your card. Review the documents below for full details of the costs and terms before applying.