Get up to ALL 4,000,000,
100% online; no guarantor required.
Enjoy instant in-app application, total payment clarity from day one, and a transparent process with no hidden costs.
Loans designed for you
Jet Bank cuts out the slow, paperwork-heavy process that traditional banks built their reputation on. What you get instead is fast, clear and entirely in your hands.
Digital approval
Open the app, submit your application and get a real decision within minutes. From application to approval to disbursement, everything happens digitally
Jet Start or Jet Power
Get financing with Jet Start for smaller needs or Jet Power for larger amounts. Startingfrom ALL 25,000 or EUR 250 up to ALL 4,000,000 or EUR 40,000, depending on your needs.
Fixed interests rates
You'll always know exactly what you're paying and why. Rates are clear, and terms are simple. Just a clear number you can plan around.
Up to 10 years repayment
Choose a repayment term that fits your life. Select a repayment term of up to 10 years, depending on the loan amount, currency, and Bank's approval.
No co-borrower required
You can now apply independently with ease and take full control of your borrowing journey. Jet Bank Consumer Loan does not require a co-borrower.
Funds directly credited
Once approved and signed, the loan is disbursed directly into your Jet Bank Current Account in the same currency as the loan.
Consumer Loan Example
Loan amount: ALL 4,000,000
Loan term: 75 months
Interest: The loan interest rate is fixed at 9.45% throughout the entire loan term. The interest rate is not subject to review and is not linked to any market index or reference rate.
For a loan amount of ALL 4,000,000, with a term of 75 months, the interest rate is 9.45%, while the APR / NEI is approximately 10.40%.
Loan installment: The monthly installment is ALL 70,828.54, payable every month, and includes principal + interest, according to the loan amortization schedule.
Disbursement fee: At the moment of loan disbursement, a disbursement fee of 1% of the loan amount is applied, equal to ALL 40,000.
The total amount payable for the loan of ALL 4,000,000 is approximately ALL 5,352,140.57.
This amount includes:
Principal: ALL 4,000,000
Total interest: ALL 1,312,140.57
Disbursement fee: ALL 40,000
Borrowing in a currency different from the currency in which your income is generated carries significant risks. For example, if your income is in Albanian lek and you take a loan in euro, an increase in the euro exchange rate may affect your ability to repay the loan, as the value of the installment would increase. These difficulties could lead to failure to repay the loan.
Caution! Borrowing money costs money. Make sure you are fully informed before making a decision.
Loans FAQs
Here’s everything you need to know before you get a loan on Jet Bank.
The Jet Bank Consumer Loan is a personal loan with monthly repayments, designed for individual customers who need financing for personal needs.
You can use it for everyday life needs such as purchases, home improvements, travel, education, healthcare, technology, family expenses, or other personal purposes. It is not intended for business, commercial, or professional use.
You can borrow up to:
- ALL 4,000,000
- EUR 40,000
The approved amount depends on your application, income, repayment capacity, credit history, existing obligations, risk assessment, and the Bank’s lending criteria.The Bank may approve a lower amount than the one requested if this better matches your repayment capacity.
The minimum loan amount is:
- ALL 25,000
- EUR 250
The selected amount must be within the minimum and maximum limits applicable to the selected loan option.
The loan can be repaid over a period of up to 10 years. The available tenor may depend on the loan amount, currency, customer profile, repayment capacity, and Bank approval. Before accepting the loan, you will see the approved tenor and monthly instalment clearly.
Here is all the important information you need to understand the Jet Loan, including interest rates and key borrowing details. Please review the documents below for full transparency and complete loan conditions.
The Jet Bank app
You’re in control of your money! Open accounts, send transfers, manage cards, save, or track everything all in a single app.
Jet Bank for iOS
Your iPhone already does everything. Now it banks too. Open your account, manage your cards, and stay on top of every transaction with Jet Bank.
Jet Bank for Android
The Jet Bank Android app puts fast payments, virtual cards, and complete financial control right at your fingertips.
Start Your Jet Bank Journey
Complete the form below and we will help you get started with Jet Bank. We just need a few pieces of information and you are good to go.
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