Grow your money with smart deposits
Our deposits fit every goal; instant access, monthly interest, or higher returns on fixed terms.
Deposits designed for modern savers
Get to know our Jet Freedom, Jet Savings & Jet Earn Deposits.
Multi-currency savings
Open a Jet Bank Term Deposit in the currency that fits your savings plan: ALL or EUR and earn up to 4.7%.
Choose your term
Pick the maturity that matches your life plans and your goals: 1 month, 3 months, 6 months, 12 months, 24 months, or 36 months.
Choose interest timing
Depending on the selected maturity, you can choose to receive your interest upfront, monthly, yearly, or at maturity, where available.
4% annual interest
The 12-month Term Deposit earns 4% interest per year in ALL and EUR.
Keep interest if closed early
For the 12-month Term Deposit, if closed early, you still earn interest for the time it was active.
Know your return upfront
Before confirming the deposit, you see the amount, currency, maturity, interest rate, and payment option.
Estimate your earnings
Use the loan calculator to explore different saving options.
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Deposits FAQs
Real answers to real questions about your money.
The minimum amount required to open a Jet Bank Term Deposit is the following:
- ALL 50,000
- EUR 500
The deposit can be opened only if the amount is equal to or higher than the minimum required for the selected currency.
Yes. To open a Term Deposit, you need a Jet Bank Current Account in the same currency.
For example:
- to open a ALL Term Deposit, you need a ALL Current Account
- to open a EUR Term Deposit, you need a EUR Current Account;
The Current Account is used to fund the deposit and to receive the principal and/or interest, depending on the interest payment option selected.
The 12-month Term Deposit is one of the key Jet Bank deposit products.
For ALL and EUR, the 12-month Term Deposit earns 4% interest per year.
It also has a more flexible early closure treatment: if you close the 12-month deposit before maturity, you still earn interest for the period during which the deposit was active. This makes the 12-month deposit attractive for customers who want a strong fixed return but also want a better outcome if they need to access the funds before maturity.
When opening the Term Deposit, you can choose when you want to receive the interest, depending on the options available for the selected maturity.
Interest may be paid:
- upfront
- monthly
- yearly
- at maturity
Not every payment option may be available for every maturity. The available options will be shown in the app before you confirm the deposit.
Eligible deposits held with Jet Bank are protected by the Albanian Deposit Insurance Agency, up to the legal coverage limit of ALL 2,500,000 per depositor, according to the applicable rules.
For more information please click on the file below:
The Jet Bank app
You’re in control of your money! Open accounts, send transfers, manage cards, save, or track everything all in a single app.
Jet Bank for iOS
Your iPhone already does everything. Now it banks too. Open your account, manage your cards, and stay on top of every transaction with Jet Bank.
Jet Bank for Android
The Jet Bank Android app puts fast payments, virtual cards, and complete financial control right at your fingertips.
Start Your Jet Bank Journey
Complete the form below and we will help you get started with Jet Bank. We just need a few pieces of information and you are good to go.