Your money moves with you.

Fast, transparent, built for how people send money today; across the street or Europe, always moving and updated.

Why choose Jet Bank cards

Benefits

Payments that work for you, wherever you need to send.

Instant EU payments

Use SEPA Instant to send eligible Euro payments across the SEPA area in seconds. No waiting, no next-business-day delays, just money that arrives when it should.

SEPA Instant

Send Euro payments any time of day, any day of the year. Subject to beneficiary bank availability.

0 Commission for Incoming SEPA transfers

Every SEPA transfer you receive is credited to your Jet Bank account with no commission charged by Jet Bank. You receive the full amount, with no fees deducted.

Free domestic transfers

Domestic transfers up to ALL 100,000 or EUR 1,000 have no commission. Send domestic transfers without paying a commission for amounts up to ALL 100,000 or EUR 1,000, according to the applicable currency and payment conditions.

Send international transfers

Use SWIFT to send money abroad in supported currencies wherever you need to reach. Enjoy secure international transfers with global reach. Send funds easily to a wide range of countries and banks worldwide.

Digital budgeting

Instead of managing a separate spreadsheet or switching between apps, Jet Plan brings budgeting directly into your everyday banking experience, where it always should have been.

Transfers FAQs

Everything you need to know about sending and receiving money with Jet Bank.

What payment types does Jet Bank support?

Jet Bank covers the full range of everyday payment needs.
You can transfer between the following:

• Your own Jet Bank accounts,
• Send to other Jet Bank customers,
• Make domestic transfers to other banks in Albania,
• Send SEPA Standard and SEPA Instant payments,
• Send SWIFT international transfers and make transfers involving currency exchange where applicable.

The payment option available depends on the currency, amount, destination, beneficiary bank and the payment rail supported for that transaction.

What is SEPA Standard?

SEPA Standard is a regular Euro payment within the SEPA area. It applies when SEPA Instant is not available, when the beneficiary bank does not support SEPA Instant, when the payment amount exceeds the SEPA Instant limit, or when the payment requires standard processing or additional validation.
SEPA Standard payments are processed according to applicable cut-off times and business-day rules.

What is SEPA Instant?

SEPA Instant is a fast Euro payment service that processes eligible transfers within seconds, where supported by the beneficiary bank. It is one of the most powerful features of Jet Bank, allowing customers to send Euro payments across the SEPA area without waiting for standard banking timelines.

SEPA Instant may be available 24/7/365, including weekends and holidays, subject to the beneficiary bank supporting SEPA Instant, the payment being in Euro, the amount being within the applicable limit, sufficient balance, correct beneficiary details, and standard validation and compliance checks.

What is the SEPA Instant limit?

Jet Bank supports SEPA Instant for eligible Euro payments up to EUR 50,000. Payments above this amount, or payments that do not meet SEPA Instant requirements, will be processed through SEPA Standard or another applicable payment route.

Need more help?

Reach out to our team anytime.

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