Virtual Credit Card

Credit that moves with you

Get a Jet Bank virtual Mastercard in ALL or EUR, with no issuance or annual maintenance fee and full control directly from the app.

Apply Now

Your virtual credit card, directly in the app

Apply through the app and sign electronically once approved. Then activate your card in the app and set your PIN. Once your PIN is set, your virtual credit card is ready to use.

Tagline

No annual maintenance fee

Choose your credit card in ALL or EUR and enjoy zero annual maintenance fees. Manage it easily through the Jet Bank app.

Button
Button
Tagline

Shop online with no payment fees

From subscriptions to purchases at your favourite online stores, pay with your Jet Bank credit card wherever Mastercard is accepted, with no payment fees.

Button
Button
Tagline

A card that travels with you

Take the flexibility of your credit card on your next trip. Pay at POS terminals outside Albania with no payment fees. Currency conversion terms apply to transactions in a currency other than your card currency.

Button
Button
Tagline

Enjoy an interest-free period

Make your purchases and repay your statement balance in full by the payment due date to benefit from the interest-free period, subject to the agreement.

Button
Button
Tagline

Security and control in your hands

Track your transactions and amounts due in the app. Adjust transaction limits, manage your PIN, and block or unblock your card directly through the Jet Bank app.

Button
Button
Key Conditions

Know the key terms before you apply

Review the main credit limit, interest, repayment and cash withdrawal conditions for your Jet Bank credit card.

Credit limit

Get a credit limit of up to three times your declared net monthly salary, capped at ALL 4,000,000 or EUR 40,000, subject to the Bank’s approval.

Send

20% annual interest

The standard interest rate is 20% per year. If you do not repay the statement balance in full by the due date, interest is calculated from the transaction date, taking partial repayments into account.

Track

Minimum monthly payment

Pay at least 5% of the outstanding principal plus 100% of billed interest and charges by the 15th of the following month. Paying only the minimum does not exempt you from standard interest.

Secure

ATM withdrawal limits & fees

Withdraw up to 10% of your credit limit per month. A 2% withdrawal fee applies, with a minimum fee of ALL 500 or EUR 5.

Save
Credit Card Essentials

Everything important, at a glance

Explore what’s free, your everyday transaction limits, and the key rates and fees for your Jet Bank credit card.

Free
Limits
Rates
Setup

Start for free

Apply for the card and get your virtual credit card with no application or issuance fee.

Button
Maintenance

No annual fee

Annual maintenance is free, and there is also no fee for virtual card replacement.

Button
Payments

Pay with no fees

POS payments in Albania and abroad, as well as online purchases, with no payment fee.

Button
App controls

Manage it for free

Set or change your PIN, adjust transaction limits, and block or unblock your card in the app at no cost.

Button
Online

Online payment limits

Spend up to 200,000 ALL or 2,000 EUR per day, and up to 1,500,000 ALL or 15,000 EUR per month online.

Button
POS

POS payment limits

Your standard POS limit is 200,000 ALL or 2,000 EUR per day, with a monthly limit of 1,500,000 ALL or 15,000 EUR.

Button
Contactless

Tap & pay limits

Contactless payments are limited to 5,000 ALL or 50 EUR per transaction, with a daily maximum of 15,000 ALL or 150 EUR.

Button
ATM

Cash withdrawal limit

You can withdraw up to 10% of your card limit per month at supported ATMs.

Button
Interest

Standard interest

The standard interest rate is 20% per year.

Button
Late payment

Late payment rate

Late interest / penalty is charged at 30% per year, according to the applicable terms.

Button
ATM cash

Withdrawal fee

ATM cash withdrawals are charged at 2%, with a minimum fee of 500 ALL or 5 EUR.

Button
Balance

Balance inquiry

Checking your balance at an ATM costs 50 ALL or 0.5 EUR, in Albania or abroad.

Button
Tagline

Short heading goes here

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Tagline

Medium length section heading goes here

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Button

Short heading here

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Button

Short heading here

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Button

Card payments from the heart!

From October 1 to 25, for every transaction you make with Jet Bank, we donate ALL 10 to Down Syndrome Albania, covering all taxes so the full amount reaches the cause.Banking with Purpose.

Button

Together, we've contributed

Together, we've contributed

Sat 10 Feb
45,000,000
ALL
12
Hours
44
Mins
29
Secs
As of 16.10.2026
Total allocated to Down Syndrome Albania through the Jet Bank initiative.
Banking with purpose

Small actions for the greater good.

We believe banking can move more than money. It can create opportunities, empower communities and turn everyday actions into meaningful change.

Together for inclusion

Jet Bank is partnering with Down Syndrome Albania to support its work and contribute to greater inclusion, opportunity and awareness.

Every transaction counts

A small percentage of transactions made through Jet Bank is allocated to this initiative, allowing everyday banking activity to contribute to the cause.

Growing together

As more transactions are made, the contribution grows — creating a collective impact powered by the Jet Bank community.

Apply
Learn
A society where everyone belongs

A society where everyone belongs

Inclusion starts with creating space for every person to participate, contribute and be valued. Through this partnership, we support efforts that help build a more inclusive society.

Button
Button
Tagline 2

Stronger communities, together

Positive change grows through participation. By connecting everyday banking activity with social initiatives, we can turn many small actions into something collectively meaningful.

Button
Button
Tagline 3

Banking with a wider purpose

We believe a modern bank has a responsibility that extends beyond financial services. For Jet Bank, that means looking for practical ways to create value for the communities around us.

Button
Button
Include
Connect
Care
Discover more

Get to know Down Syndrome Albania

Learn more about their work, initiatives and the community they support.

Down Syndrome Albania

Discover their work

Learn more about Down Syndrome Albania, its mission, activities and ongoing work supporting people with Down syndrome and their families.

Visit website
Get involved

See how you can help

Explore ways to support Down Syndrome Albania and contribute directly to their work.

Learn more

Open your free Jet Bank account

100% online. Open in minutes and manage your everyday banking directly from your phone.

Open your account
Open your account

Get the Jet Bank App

Scan the QR code to download the app
Read more

Contact us

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Current Account Consumer Loan Savings Account Deposits Debit Mastercard Foreign Exchange
ALB ENG
WhatsApp