Credit that moves with you
Get a Jet Bank virtual Mastercard in ALL or EUR, with no issuance or annual maintenance fee and full control directly from the app.
Your virtual credit card, directly in the app
Apply through the app and sign electronically once approved. Then activate your card in the app and set your PIN. Once your PIN is set, your virtual credit card is ready to use.
Know the key terms before you apply
Review the main credit limit, interest, repayment and cash withdrawal conditions for your Jet Bank credit card.
Credit limit
Get a credit limit of up to three times your declared net monthly salary, capped at ALL 4,000,000 or EUR 40,000, subject to the Bank’s approval.
20% annual interest
The standard interest rate is 20% per year. If you do not repay the statement balance in full by the due date, interest is calculated from the transaction date, taking partial repayments into account.
Minimum monthly payment
Pay at least 5% of the outstanding principal plus 100% of billed interest and charges by the 15th of the following month. Paying only the minimum does not exempt you from standard interest.
ATM withdrawal limits & fees
Withdraw up to 10% of your credit limit per month. A 2% withdrawal fee applies, with a minimum fee of ALL 500 or EUR 5.
Everything important, at a glance
Explore what’s free, your everyday transaction limits, and the key rates and fees for your Jet Bank credit card.
Start for free
Apply for the card and get your virtual credit card with no application or issuance fee.
No annual fee
Annual maintenance is free, and there is also no fee for virtual card replacement.
Pay with no fees
POS payments in Albania and abroad, as well as online purchases, with no payment fee.
Manage it for free
Set or change your PIN, adjust transaction limits, and block or unblock your card in the app at no cost.
Online payment limits
Spend up to 200,000 ALL or 2,000 EUR per day, and up to 1,500,000 ALL or 15,000 EUR per month online.
POS payment limits
Your standard POS limit is 200,000 ALL or 2,000 EUR per day, with a monthly limit of 1,500,000 ALL or 15,000 EUR.
Tap & pay limits
Contactless payments are limited to 5,000 ALL or 50 EUR per transaction, with a daily maximum of 15,000 ALL or 150 EUR.
Cash withdrawal limit
You can withdraw up to 10% of your card limit per month at supported ATMs.
Standard interest
The standard interest rate is 20% per year.
Late payment rate
Late interest / penalty is charged at 30% per year, according to the applicable terms.
Withdrawal fee
ATM cash withdrawals are charged at 2%, with a minimum fee of 500 ALL or 5 EUR.
Balance inquiry
Checking your balance at an ATM costs 50 ALL or 0.5 EUR, in Albania or abroad.
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Every transaction can make a difference.
A small percentage of transactions made through Jet Bank is dedicated to supporting Down Syndrome Albania — turning everyday banking into something that can make a difference beyond banking.
Small actions. Shared impact.
Together with Down Syndrome Albania, we're connecting everyday banking activity with meaningful support for a more inclusive society.
Together for inclusion
Jet Bank is partnering with Down Syndrome Albania to support its work and contribute to greater inclusion, opportunity and awareness.
Every transaction counts
A small percentage of transactions made through Jet Bank is allocated to this initiative, allowing everyday banking activity to contribute to the cause.
Growing together
As more transactions are made, the contribution grows — creating a collective impact powered by the Jet Bank community.
Together, we've contributed
Together, we've contributed
Get to know Down Syndrome Albania
Learn more about their work, initiatives and the community they support.
Discover their work
Learn more about Down Syndrome Albania, its mission, activities and ongoing work supporting people with Down syndrome and their families.
See how you can help
Explore ways to support Down Syndrome Albania and contribute directly to their work.
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